Anyone used third-party top up sites long term?

Has anyone here actually used third-party top up sites for in-game currency?

Not official stores, but those external sites that sell cheaper top ups.

Just wondering if it worked fine long term or if you ran into problems later (currency removed, bans, etc).

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Commentaires

Luna_Risa2026-01-06 18:21

You won't get banned as long as you don't retract transactions. I've heard many people use it long term, and many content creators even advertise it.

EMiiRgaming2026-01-06 18:27

Thanks❤️ ..

I put together a quick comparison of official prices vs some alternative top ups just to understand the value difference.

If anyone wants to see it, let me know.

WashedWolf42422026-01-06 19:09

[deleted]

Luna_Risa2026-01-06 20:24

Least trustworthy maybe but most noticed by hoyo, at least more than the average person, probably xD so if hoyo knows and theyre fine, the avg person should be.

throwway852352026-01-06 18:27

I don't use them. I think the side facing Google/Apple is technically above board, so you won't get refunded or banned. But their funding comes from scammed gift cards, so there's that. Someone scammed people of $100 worth of Google gift cards, they sell $100 gem topup to you for $90 that they can actually use.

EMiiRgaming2026-01-06 18:29

Just to be clear.. I’ve never used gift cards or sent gift cards to anyone.

Anyone asking for gift cards is an obvious scam, no question about that.

throwway852352026-01-06 18:32

I'm saying the sites that sell you cheap topups scammed people for the Google Play Store money that they will use to give you cheaper topups. You kind of support scamming by proxy with these sites.

CoconutsAreAmazing2026-01-06 18:35

Hi, can I get a source for this? Not doubting I've just never heard of this.

EMiiRgaming2026-01-06 18:41

i personaly use [LootBar.gg](https://lootbar.gg/a/1iJY2D) for now..

AwareHolatres2026-01-06 18:46

Just like windows keys and gift cards, it's just one of many ways scammers launder their money. "Uhhh actually they are OEM keys brought in bulk at a big discount" the discount is nowhere near 5 euro keys...
Money they can't directly use(usually gift cards, untraceable, are used to buy stuff and are sold at a discount to the consumer who pays in usable normal cash). As for sources any article talking about why scammers tend to ask for gift cards (or steal credit cards to buy gift cards) should give a better explanation. Probably apple or PayPal support have their own articles as well as it's a rising problem

edit: if you want overall explaining there is this reddit thread here: https://www.reddit.com/r/explainlikeimfive/comments/1ckyqu3/eli5_how_do_scammers_extract_money_from_the_gift/
If you want an "authority" quote then stuff like FTC also should have sections talking about this

Admiral_Axe2026-01-06 21:16

But the topup sites have nothing to do with google or apple gift cards?

They buy diretly from the official Hoyo store (thats how you get instant delivery), just in a different country. The savings result from the favorable currency exchange rate, like how the 100USD pack costs 12000 yen, which exchange for 75USD instead.

You could buy directly from other country stores with just a VPN yourself, but you usually need a japanese credit card for that, so bascially thats what you pay for on the external topup sites.

It's the same model buying steam keys from different regions

throwway852352026-01-06 18:51

Kitboga's video, "Scammers Hate This Meme: DO NOT REDEEM"

https://www.youtube.com/watch?v=7V2Of4Jpp7s

GettingWokeUp2026-01-06 18:32

I do every time. Saves hella money in the long run. You can’t get banned or have currency removed from buying from them as long as you’re not charging back. I use Lootbar personally

EMiiRgaming2026-01-06 18:44

[deleted]

AwareHolatres2026-01-06 18:58

afiliate link i see. Least obvious ad.

“I came across this website called Silk Road,” -Atoid, founder of Silk road, on his way to promote it without looking like an ad

GettingWokeUp2026-01-06 19:01

Awe hell I got baited didn’t I

Cyberchimp1232026-01-06 19:48

I've been using Lootbar for a year now. I buy my monthly Welkin from there, and the occasional small pack of Genesis Crystals. The delivery is usually instant, and you still get that 'first-time' double bonus as if you purchased them in-game. I've not had a single problem with them.

No-Banana9192026-01-06 20:41

I’ve used lootbar for like 2 years atp for multiple games w 0 issues. Not saying it’s completely safe, there’s always a risk w this kinda thing, but my experience has been positive👍